Ridiculous! I was fortunate enough to to pay all my cards off about 6 or 7 years ago. Now, if I want a new gun, I only pay cash! Credit cards are so easy to max out, they’re a real mother fuc#@r to pay back!
We don’t always pay cash, but when we use credit cards, we always pay them off at the end of the month.
So, we don’t buy something if we can’t pay it off that month.
Never pay interest that way (and never run up debts, either).